Covid-19 and financial inclusión. A microeconometric análisis for the Peruvian case
DOI:
https://doi.org/10.26439/ddee2025.n007.7308Keywords:
financial inclusion, technology, informal, COVID-19Abstract
The objective of the research is to identify the determinants of financial inclusion in Peru for the pre-pandemic and pandemic periods, that is, from the beginning of 2019 to the end of 2020. A logistic model was used where the endogenous variable is a financial inclusion dummy as defined by Trivelli y Mendoza (2021). The main findings are that the greater use of technology significantly increases the probability of financial inclusion and that informality reduces the probability of it. In turn, being a woman, the incidence of COVID-19, not belonging to a majority ethnic group and having a secondary education also increases the probability of financial inclusion, but to a lesser extent. Therefore, it is concluded that financial inclusion will improve in cooperation with civil society, the government and firms is highlighted.
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References
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