The Constitutional Court, the regulation of usury and challengesto the constitutionality of the amendment made to the BCR'sOrganic Law by Law 31143

Authors

  • Alix Godos Universidad de Piura, Perú
  • Miryam Armas Valdivia Universidad Peruana de Ciencias Aplicadas; Perú

DOI:

https://doi.org/10.26439/advocatus2025.n045.8444

Keywords:

BCR, Constitutional Court, usury, interest rates, unconstitutionality, consumer, functions

Abstract

In this article the authors analyze whether or not the amendment made to Article 52 of the Organic Law of the Central Reserve Bank, Decree Law N. 26123 by Law 31143, Law that protects consumers of financial services from usury, is constitutional or not, as a result of the Constitutional Court's Decision (Plenary. Decision 95/2024-).

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Author Biographies

  • Alix Godos, Universidad de Piura, Perú

    Abogado por la Universidad de Piura, egresado de la Maestría de Derecho de la
    Empresa por la Universidad de Ciencias Aplicadas. Intendente General de Supervisión de Conductas de la Superintendencia del Mercado de Valores – SMV.

  • Miryam Armas Valdivia, Universidad Peruana de Ciencias Aplicadas; Perú

    Abogada por la Universidad Peruana de Ciencias Aplicadas

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Published

2025-12-04

Issue

No. 045 (2025)

Section

Especial

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

The Constitutional Court, the regulation of usury and challengesto the constitutionality of the amendment made to the BCR’sOrganic Law by Law 31143. (2025). Advocatus, 045, 73-89. https://doi.org/10.26439/advocatus2025.n045.8444